Investment Calculator - Future Value Solver
Free investment calculator. Solve for future value, starting amount, monthly contribution, return rate or years. Growth chart, year table, print and export.
Solve for whatever you need: the future value of an investment, the starting amount, the monthly contribution, the return rate, or how many years it takes. See a growth chart and a year-by-year table. Everything runs in your browser.
How to Use Investment Calculator - Future Value Solver
- Choose what to solve for. Pick the future value, the starting amount, the monthly contribution, the return rate, or the number of years. That field disappears because it is the answer.
- Fill in the rest. Enter the values you already know.
- Set a target if needed. When solving for the starting amount, contribution, rate or years, enter the target end amount you are aiming for.
- Read the answer. The result shows at the top, with a breakdown of money invested versus interest earned, a growth chart and a year-by-year table.
- Save it. Print a clean report, download the table as a CSV, or copy a share link.
Frequently Asked Questions
What can this calculator solve for?
Any one of five things: the future value, the starting amount, the monthly contribution, the annual return rate, or the number of years. Enter the others and it finds the missing one.
How often does it compound?
It compounds monthly and adds your contribution each month, which matches most investment and savings accounts.
How is the required return rate found?
The calculator searches for the rate that grows your starting amount and contributions to your target by the end of the period. It is the steady annual return you would need.
Are the results guaranteed?
No. They assume a steady return every year, while real markets rise and fall. Use the figures to compare plans, not as a promise.
Is my information sent anywhere?
No. Everything runs in your browser. Your numbers never leave your computer and it works offline once loaded.
Can I use it for any currency?
Yes. The math is the same in any currency. Amounts show a dollar sign, but the figures are correct whatever you invest in.